Diğer Hizmetlerimiz
Insurance Law
Insurance Law
Insurance Law is a branch of private law that consolidates the laws and regulations related to insurance, regulates the relationship between the parties, and resolves disputes arising from this relationship.
An insurance contract is an agreement in which the insurer undertakes, in exchange for a premium, to compensate for a risk that may cause loss to a monetary interest of the insured or to perform other obligations in the event that the risk materializes.
Validity of Insurance Contract
In order for an insurance contract to be valid, it must include the following provisions:
Parties: Insurer and Policyholder
Beneficiary: Insured, Insurance Creditor
Insurable Interest
Insurance Amount (Sum Insured)
Risk
Premium
Insurance Law Lawyer
Consumers rely on insurance to protect their financial assets. Both insurance companies and consumers trust each other to act fairly and honestly. Insurance lawyers facilitate this process. Whether before or during litigation, insurance lawyers must work diligently to advance their clients’ interests.
As Öner Law Firm, we offer the following legal services in the field of Insurance Law:
- Handling of compensation claims related to traffic accidents
- Follow-up of cases related to property and other compensation
- Conducting vehicle value and loss of earnings proceedings
- Follow-up of life and disability insurance claims
- Medical malpractice lawsuits (medical intervention errors)
- Follow-up of cases related to individual accidents
Yes, an insurance policy can be canceled by either the insured or the insurance company under certain conditions. The insured may request cancellation in accordance with the terms of the policy, and such a request is usually required to be made in writing. Additionally, the insurance company may have the right to cancel the policy for reasons such as non-payment of premiums.
Insurance claims are generally paid within 30 days after the damage is reported to the insurance company. However, in some cases, the insurer may wish to conduct a damage assessment, which can extend this period. If the insurance company delays the payment of the claim, the insured has the right to file a lawsuit.
Yes, insurance companies can increase insurance premiums in certain circumstances. Premium increases can be made based on the conditions specified in the insurance contract. For example, premiums may be reassessed due to factors such as increased risk factors, the insured’s claims history, or general market conditions.
An insurance policy may be deemed invalid in cases where the insured party makes false statements, provides incomplete information to the insurance company about the risk status of the insured property or person, or fails to pay the insurance premium on time. In addition, circumstances not covered by the insurance policy (e.g., war, natural disasters) may also render the policy invalid.
Office:
Kartaltepe mah. Bahçesaray Sk. No:13 D:7 Bakırköy/İSTANBUL
