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Insurance companies in Turkey often delay, reduce or refuse claims. An insurance claims lawyer in Turkey makes sure you receive full compensation after a traffic accident, property loss or other insured event. We represent injured persons, families of victims and policyholders, including foreigners injured while in Turkey.
Insurance Lawyer
Insurance lawyer Istanbul: we pursue compensation after traffic accidents, claims against insurers, Insurance Arbitration Commission applications and refused kasko or policy claims for injured persons, families and policyholders, including foreigners injured in Turkey.
Traffic Accident Compensation
Every vehicle in Turkey must carry compulsory traffic insurance, which covers bodily injury, death and property damage caused to third parties up to the policy limits. Injured persons can claim:
- medical expenses and care costs,
- temporary and permanent loss of earnings and working capacity,
- loss of support for the dependants of a deceased person,
- vehicle damage and loss of value.
Moral damages are claimed from the driver and the vehicle owner, as they fall outside compulsory traffic insurance.
Applying to the Insurer First
Before filing a lawsuit or arbitration against the insurer, the claimant must first apply to the insurance company in writing with the required documents. If the insurer does not pay within the legal period or pays less than due, the claim can proceed. We prepare the application, including medical reports and calculations, to avoid delays.
Insurance Arbitration Commission or Court
Claims against insurers can be brought before the Insurance Arbitration Commission (Sigorta Tahkim Komisyonu), which is often faster than the courts, or before the courts. We advise which route suits your case.
Other Insurance Disputes
- comprehensive vehicle (kasko) insurance refusals,
- fire, home and workplace insurance claims,
- health and life insurance disputes,
- recourse claims between insurers.
Foreigners Injured in Turkey
Tourists and foreign residents injured in accidents in Turkey have the same rights as Turkish citizens. We can handle the entire claim under a power of attorney after you return home. See also Medical Malpractice Law for injuries caused during treatment. We offer a free short preliminary consultation.
Who pays compensation after a traffic accident in Turkey?
The at-fault vehicle’s compulsory traffic insurer pays material damages up to the policy limits; the driver and owner are liable for moral damages and amounts above the limits.
Do I have to apply to the insurer before suing?
Yes. A written application to the insurer is required before arbitration or a lawsuit against the insurer.
What is the Insurance Arbitration Commission?
An independent body that resolves disputes between insurers and claimants, usually faster than the courts.
Can foreigners claim compensation for accidents in Turkey?
Yes. Foreign victims have the same rights and can pursue claims from abroad through a lawyer.
Can I claim moral damages from the insurer?
No, moral damages are not covered by compulsory traffic insurance; they are claimed from the driver and vehicle owner.
What can the family of a deceased victim claim?
Loss of support, funeral expenses and moral damages.
My kasko claim was refused. What can I do?
We review the refusal and the policy and pursue the claim through the Arbitration Commission or the courts.
How much does an insurance lawyer cost?
Fees depend on the claim; we provide a written proposal after reviewing your documents.
In the office or by video, we listen to your situation and review your documents.
We set out in writing which action to file, the estimated timeline and cost items.
Filings, hearings and evidence are followed by a single lawyer.
You hear from us on every development by WhatsApp or e-mail.