{"id":3349,"date":"2021-03-19T22:49:01","date_gmt":"2021-03-19T19:49:01","guid":{"rendered":"https:\/\/oner.av.tr\/?p=3349"},"modified":"2021-03-19T22:49:01","modified_gmt":"2021-03-19T19:49:01","slug":"arac-deger-kaybi-hesaplama","status":"publish","type":"post","link":"https:\/\/oner.av.tr\/en\/arac-deger-kaybi-hesaplama\/","title":{"rendered":"Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama"},"content":{"rendered":"

Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama 2024<\/strong><\/h3>\n

Ara\u00e7 de\u011fer kayb\u0131 hesaplamas\u0131 belirli \u015fartlar alt\u0131nda yap\u0131l\u0131r. Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131’nda ara\u00e7 de\u011fer kayb\u0131n\u0131n nas\u0131l hesaplanaca\u011f\u0131, hesaplamada neyin dikkate al\u0131naca\u011f\u0131 belirtilmi\u015ftir.<\/p>\n

De\u011fer Kayb\u0131 Hesaplamas\u0131nda Dikkate Al\u0131nacak Form\u00fcl\u00a0<\/strong><\/h3>\n

Baz De\u011fer Kayb\u0131 = Arac\u0131n Rayi\u00e7 De\u011feri x %19
\nTotal De\u011fer Kayb\u0131 = Baz De\u011fer Kayb\u0131 x Hasar Boyutu Katsay\u0131s\u0131 x Ara\u00e7 Kullan\u0131lm\u0131\u015fl\u0131k D\u00fczeyi (Km) Katsay\u0131s\u0131<\/p>\n\n\n\n\n\n\n\n
Kod<\/strong><\/td>\nHasar Boyutu<\/strong><\/td>\nKatsay\u0131<\/strong><\/td>\n<\/tr>\n
A1<\/td>\nB\u00fcy\u00fck Hasar<\/td>\n0.90<\/td>\n<\/tr>\n
A2<\/td>\nOrta Hasar<\/td>\n0.75<\/td>\n<\/tr>\n
A3<\/td>\nK\u00fc\u00e7\u00fck Hasar<\/td>\n0.50<\/td>\n<\/tr>\n
A4<\/td>\nBasit Hasar<\/td>\n0.25<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n
Kullan\u0131lm\u0131\u015fl\u0131k D\u00fczeyi (Km)<\/strong><\/td>\nKatsay\u0131<\/strong><\/td>\n<\/tr>\n
0 – 14.999<\/td>\n0.90<\/td>\n<\/tr>\n
15.000 – 29.999<\/td>\n0.80<\/td>\n<\/tr>\n
30.000 – 44.999<\/td>\n0.60<\/td>\n<\/tr>\n
45.000 – 59.999<\/td>\n0.40<\/td>\n<\/tr>\n
60.000 – 74.999<\/td>\n0.30<\/td>\n<\/tr>\n
75.000 – 149.999<\/td>\n0.20<\/td>\n<\/tr>\n
150.000 ve \u00fczeri<\/td>\n0.10<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*: Hasar B\u00fcy\u00fckl\u00fc\u011f\u00fc Tan\u0131mlar\u0131<\/strong><\/p>\n\n\n\n\n\n\n\n
\u00a0<\/strong><\/p>\n

KOD<\/strong><\/td>\n

P\u0130YASA DE\u011eER\u0130 0-75.000 TL<\/strong><\/td>\nP\u0130YASA DE\u011eER\u0130 75.001- 150.000 TL<\/strong><\/td>\nP\u0130YASA DE\u011eER\u0130 150.001- 300.000 TL<\/strong><\/td>\nP\u0130YASA DE\u011eER\u0130 300.001 TL ve \u00dcZER\u0130 ARA\u00c7LAR<\/strong><\/td>\n<\/tr>\n
A1<\/td>\n%25,01 ve \u00fczeri<\/td>\n%20,01 ve \u00fczeri<\/td>\n%20,01 ve \u00fczeri<\/td>\n%20,01 ve \u00fczeri<\/td>\n<\/tr>\n
A2<\/td>\n%15,01-%25<\/td>\n%12,01-%20<\/td>\n%10,01-%20<\/td>\n%8,01-%20<\/td>\n<\/tr>\n
A3<\/td>\n%5,01-%15<\/td>\n%4,01-%12<\/td>\n%3,01-%10<\/td>\n%2,01-%8<\/td>\n<\/tr>\n
A4<\/td>\n%5\u2019e kadar<\/td>\n%4\u2019e kadar<\/td>\n%3\u2019e kadar<\/td>\n%2\u2019ye kadar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ara\u00e7 De\u011fer Kayb\u0131 Hesaplamas\u0131nda Teminat D\u0131\u015f\u0131nda Kalan Haller<\/strong><\/h3>\n

1-) Mini onar\u0131m ile giderilebilen basit kaporta, plastik tampon\/par\u00e7a onar\u0131mlar\u0131, cam, radyo\/teyp, lastik, hava yast\u0131\u011f\u0131, jant, mekanik, elektrik, elektronik ve d\u00f6\u015feme aksam\u0131 hasarlar\u0131 teminat d\u0131\u015f\u0131d\u0131r. Bu nedenle plastik olan \u00f6n ve arka tampon hasarlar\u0131 de\u011fer kayb\u0131 hesaplamas\u0131nda dikkate al\u0131nmayacakt\u0131r.<\/p>\n

2-) Ana iskelet ve \u015faside hasar olmaks\u0131z\u0131n, vidal\u0131 par\u00e7alarda yap\u0131lan onar\u0131m\/de\u011fi\u015fim ile giderilebilen hasarlar teminat d\u0131\u015f\u0131d\u0131r. (Dan\u0131\u015ftay iptal etmi\u015ftir.)<\/strong><\/p>\n

3-) Arac\u0131n kaza an\u0131ndaki rayi\u00e7 de\u011ferinin %25 ini a\u015fan de\u011fer kayb\u0131 talepleri teminat d\u0131\u015f\u0131d\u0131r. (Dan\u0131\u015ftay iptal etmi\u015ftir.)<\/strong><\/p>\n

4-) Kaza tarihi ile ihbar tarihi aras\u0131nda ara\u00e7 \u00fczerinde m\u00fclkiyet de\u011fi\u015fikli\u011fi olan ara\u00e7lar ile ilgili talepler teminat d\u0131\u015f\u0131d\u0131r. (Dan\u0131\u015ftay iptal etmi\u015ftir.)<\/strong><\/p>\n

5-) \u00c7ekme belgeli veya hurda belgeli i\u015flem g\u00f6rm\u00fc\u015f ara\u00e7lar ile alakal\u0131 de\u011fer kayb\u0131 talepleri teminat d\u0131\u015f\u0131d\u0131r. Bu sebeple de\u011fer kayb\u0131 hesaplamas\u0131 sonucunda herhangi bir de\u011fer \u00e7\u0131km\u0131\u015f olsa dahi teminat d\u0131\u015f\u0131 olmas\u0131 sebebi ile sigorta \u015firketinden tazmini m\u00fcmk\u00fcn de\u011fildir.<\/p>\n

6-) K\u0131sa s\u00fcreli kiral\u0131k ara\u00e7lar, taksi, dolmu\u015f, uzun s\u00fcreli ( bir y\u0131l veya daha uzun) kiral\u0131k ara\u00e7larda eksper taraf\u0131ndan hesaplanan de\u011fer kayb\u0131 tutar\u0131n\u0131n %50\u2019sini a\u015fan talepler, test arac\u0131, koleksiyon ve antika say\u0131lan ara\u00e7lardaki hasar sebebi ile yap\u0131lan de\u011fer kayb\u0131 talepleri teminat d\u0131\u015f\u0131d\u0131r. (Dan\u0131\u015ftay iptal etmi\u015ftir.)<\/strong><\/p>\n

7-) Tekerlekli\/paletli ve z\u0131rhl\u0131 toplumsal m\u00fcdahale ara\u00e7lar\u0131, belediye otob\u00fcsleri, yol s\u00fcp\u00fcrme ara\u00e7lar\u0131, itfaiye ara\u00e7lar\u0131ndaki hasar sebebiyle yap\u0131lan de\u011fer kayb\u0131 talepleri teminat d\u0131\u015f\u0131d\u0131r.<\/p>\n

8-)Yabanc\u0131 plakal\u0131 ara\u00e7lar\u0131n T\u00fcrkiye\u2019de kar\u0131\u015ft\u0131\u011f\u0131 kazalarda yabanc\u0131 plakal\u0131 ara\u00e7lar i\u00e7in yap\u0131lan de\u011fer kayb\u0131 talepleri teminat d\u0131\u015f\u0131d\u0131r.<\/p>\n

\n","protected":false},"excerpt":{"rendered":"

Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama 2024 Ara\u00e7 de\u011fer kayb\u0131 hesaplamas\u0131 belirli \u015fartlar alt\u0131nda yap\u0131l\u0131r. Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131’nda ara\u00e7 de\u011fer kayb\u0131n\u0131n nas\u0131l hesaplanaca\u011f\u0131, hesaplamada neyin dikkate al\u0131naca\u011f\u0131 belirtilmi\u015ftir. De\u011fer Kayb\u0131 Hesaplamas\u0131nda Dikkate Al\u0131nacak Form\u00fcl\u00a0 Baz De\u011fer Kayb\u0131 = Arac\u0131n Rayi\u00e7 De\u011feri x %19 Total De\u011fer Kayb\u0131 = Baz De\u011fer Kayb\u0131 x […]<\/p>\n","protected":false},"author":2,"featured_media":3354,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-3349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta"],"yoast_head":"\nAra\u00e7 De\u011fer Kayb\u0131 Hesaplama - Sigorta Avukat\u0131 Yekcan \u00d6NER<\/title>\n<meta name=\"description\" content=\"Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131'nda ara\u00e7 de\u011fer kayb\u0131n\u0131n nas\u0131l hesaplanaca\u011f detayl\u0131 olarak belirtilmi\u015ftir.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oner.av.tr\/en\/arac-deger-kaybi-hesaplama\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama\" \/>\n<meta property=\"og:description\" content=\"Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131'nda ara\u00e7 de\u011fer kayb\u0131n\u0131n nas\u0131l hesaplanaca\u011f detayl\u0131 olarak belirtilmi\u015ftir.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oner.av.tr\/en\/arac-deger-kaybi-hesaplama\/\" \/>\n<meta property=\"og:site_name\" content=\"Bak\u0131rk\u00f6y Lawyer and Law Office \u2013 \u00d6ner Law and Consultancy\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/onerhukukvedanismanlik\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-19T19:49:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/oner.av.tr\/en\/wp-content\/uploads\/2021\/03\/arac-deger-kaybi-hesaplama.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Av. 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