{"id":2399,"date":"2020-09-09T17:56:19","date_gmt":"2020-09-09T14:56:19","guid":{"rendered":"https:\/\/oner.av.tr\/?p=2399"},"modified":"2025-03-13T17:01:28","modified_gmt":"2025-03-13T14:01:28","slug":"arac-deger-kaybi-sik-sorulan-sorular","status":"publish","type":"post","link":"https:\/\/oner.av.tr\/en\/arac-deger-kaybi-sik-sorulan-sorular\/","title":{"rendered":"Ara\u00e7 De\u011fer Kayb\u0131 S\u0131k Sorulan Sorular"},"content":{"rendered":"

Arabama arkadan bir arac\u0131n \u00e7arpmas\u0131 sonucu arka tamponda hasar meydana geldi. Ara\u00e7 de\u011fer kayb\u0131 alabilir miyim?\u00a0<\/strong><\/h4>\n

Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131nda teminat d\u0131\u015f\u0131nda kalan durumlar vard\u0131r. Bunlardan biri de mini onar\u0131m ile giderilebilen basit kaporta ve tampon hasarlar\u0131d\u0131r. Bu nedenle ara\u00e7 de\u011fer kayb\u0131 talebinde bulunamazs\u0131n\u0131z.<\/p>\n

Daha \u00f6nce arac\u0131m\u0131n sol arka kap\u0131s\u0131 hasar ald\u0131 ve kap\u0131y\u0131 yapt\u0131rd\u0131m. 3 g\u00fcn \u00f6nce tekrar ayn\u0131 yerden kusurlu olarak bir ara\u00e7 vurdu. Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131n\u0131 alabilir miyim?\u00a0<\/strong><\/h4>\n

Arac\u0131n\u0131z\u0131n hasar alan yerinden daha \u00f6nce de\u011fer kayb\u0131 ald\u0131ysan\u0131z, yeni olu\u015fan hasar i\u00e7in de\u011fer kayb\u0131 talep edemezsiniz. Ancak daha \u00f6nce boyanan yerin yeni hasarla birlikte de\u011fi\u015ftirilmesi durumunda o zaman de\u011fer kayb\u0131 talebinde bulunulabilecektir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Sigorta Kapsam\u0131nda M\u0131?<\/strong><\/h4>\n

Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131’na g\u00f6re ara\u00e7 de\u011fer kayb\u0131 talepleri sigorta kapsam\u0131ndad\u0131r. Halk aras\u0131nda Trafik sigortas\u0131 olarak bilinen ZMSS maddi zararlar teminat\u0131 alt\u0131nda ara\u00e7 de\u011fer kayb\u0131ndan da bahsetmektedir.<\/p>\n

Ara\u00e7 <\/strong>De\u011fer Kayb\u0131 N<\/strong>e Kadar S\u00fcrede \u00d6denir?<\/strong><\/h4>\n

Sigorta \u015firketi yaz\u0131l\u0131 ba\u015fvurudan itibaren 15 g\u00fcn i\u00e7inde \u00f6demeyi yapmas\u0131 gerekmektedir. Bu s\u00fcre i\u00e7inde \u00f6deme yap\u0131lmad\u0131\u011f\u0131 takdirde hukuki yollara ba\u015fvurabilirsiniz.<\/p>\n

Tek Tarafl\u0131 Kazada De\u011fer Kayb\u0131 Al\u0131n\u0131r M\u0131?<\/strong><\/h4>\n

Trafik kazas\u0131n\u0131n tek tarafl\u0131 olarak yap\u0131lmas\u0131 halinde ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 al\u0131namaz.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Hangi Mahkemede A\u00e7\u0131l\u0131r?<\/strong><\/h4>\n

Ara\u00e7 de\u011fer kayb\u0131 davalar\u0131nda g\u00f6revli mahkeme Asliye Hukuk Mahkemesidir. Ancak her iki taraf\u0131n tacir s\u0131fat\u0131na haiz olmas\u0131 durumunda g\u00f6revli mahkeme Asliye Ticaret Mahkemesi olacakt\u0131r. Ara\u00e7 De\u011fer kayb\u0131 davas\u0131 ile ilgili detayl\u0131 bilgilere BURADAN<\/strong><\/a><\/span> ula\u015fabilirsiniz.<\/p>\n

Dava A\u00e7madan \u00d6nce Sigorta \u015eirketine Ba\u015fvurmak Zorunlu Mu?<\/strong><\/h4>\n

Trafik kazalar\u0131ndan kaynaklanan tazminatlar i\u00e7in, zarar g\u00f6ren ki\u015filerin dava a\u00e7madan \u00f6nce sigorta \u015firketine yaz\u0131l\u0131 olarak ba\u015fvurmas\u0131 gerekmektedir. Sigorta \u015firketleri 15 g\u00fcn i\u00e7inde ba\u015fvuruyu cevaplamaz ise veya verilen cevap talebi kar\u015f\u0131lamazsa, zarar g\u00f6ren dava a\u00e7abilecektir. Ba\u015fvuru yap\u0131lmadan a\u00e7\u0131lan davalar, dava \u015fart\u0131 yoklu\u011fundan reddedilebilecektir.<\/p>\n

Ara\u00e7 de\u011fer kayb\u0131 ekspertiz raporu nas\u0131l al\u0131n\u0131r?<\/strong><\/h4>\n

Ara\u00e7 De\u011fer kayb\u0131\u00a0tespiti, Hazine M\u00fcste\u015farl\u0131\u011f\u0131 taraf\u0131ndan ruhsatland\u0131r\u0131lan Ba\u011f\u0131ms\u0131z Sigorta Eksperleri taraf\u0131ndan tarafs\u0131zca yap\u0131lmaktad\u0131r. Kara ara\u00e7lar\u0131 bran\u015f\u0131nda sigorta eksperli\u011fi ruhsatnamesi bulunan bir sigorta eksperine ba\u015fvurarak arac\u0131n\u0131z ile ilgili\u00a0ara\u00e7 de\u011fer kayb\u0131 raporu yazmas\u0131n\u0131 talep edebilirsiniz. Eksper listesine BURADAN<\/a> ula\u015fabilirsiniz.<\/p>\n

Arac\u0131m 200.000 km de kaza yapt\u0131. Ara\u00e7 de\u011fer kayb\u0131 alabilir miyim?<\/strong><\/h4>\n

Daha \u00f6nce ara\u00e7 de\u011fer kayb\u0131 almak i\u00e7in 165.000 km s\u0131n\u0131r\u0131 bulunmaktayd\u0131. Ancak Marta ay\u0131nda getirilen de\u011fi\u015fiklik ile bu s\u0131n\u0131r kald\u0131r\u0131ld\u0131. Arac\u0131n\u0131z\u0131n km si ka\u00e7 olursa olsun ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131na di\u011fer \u015fartlar\u0131 sa\u011flamak kaidesiyle hak kazanabilirsiniz.<\/p>\n

Yabanc\u0131 plakal\u0131 arac\u0131mla kaza yapt\u0131m. Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 alabilir miyim?\u00a0<\/strong><\/h4>\n

Yabanc\u0131 plakal\u0131 ara\u00e7lar\u0131n T\u00fcrkiye\u2019de kar\u0131\u015ft\u0131\u011f\u0131 kazalarda yabanc\u0131 plakal\u0131 ara\u00e7lar i\u00e7in de\u011fer kayb\u0131 talep edilebilir.<\/p>\n

De\u011fer kayb\u0131 talebim rayi\u00e7 de\u011ferin %25 ini a\u015f\u0131yor. Yine de ara\u00e7 de\u011fer kayb\u0131 talep edebilir miyim?\u00a0<\/strong><\/h4>\n

Mart ay\u0131nda yap\u0131lan de\u011fi\u015fiklikle birlikte de\u011fer kayb\u0131 talebiniz arac\u0131n rayi\u00e7 de\u011ferinin %25 ini a\u015f\u0131yor olsa daha ara\u00e7 de\u011fer kayb\u0131 talep edebilirsiniz.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131nda Kusurun \u00d6nemi Var M\u0131d\u0131r?<\/strong><\/h4>\n

Kusur ara\u00e7 de\u011fer kayb\u0131nda en \u00f6nemli unsurlardan bir tanesidir. De\u011fer kayb\u0131na sebep olan s\u00fcr\u00fcc\u00fc kusursuz oldu\u011funu ispat ederse sorumluluktan kurtulacakt\u0131r. Ayr\u0131ca kusur oran\u0131na g\u00f6re tazminat belirlenecektir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Hangi Taraf\u0131n Sigortas\u0131ndan Al\u0131n\u0131r ?<\/strong><\/h4>\n

Ara\u00e7 de\u011fer kayb\u0131n\u0131<\/b>\u00a0kar\u015f\u0131layacak\u00a0taraf<\/b> kazada tamamen kusurlu veya di\u011fer s\u00fcr\u00fcc\u00fcye g\u00f6re daha kusurlu olan taraft\u0131r. Di\u011fer bir deyi\u015fle e\u011fer kazada kusurlu olan siz de\u011filseniz ya da kar\u015f\u0131 tarafa oranla kusurunuz daha az ise arac\u0131n\u0131zda meydana gelen de\u011fer kayb\u0131<\/b>, kazaya kar\u0131\u015fan di\u011fer s\u00fcr\u00fcc\u00fcn\u00fcn sigortas\u0131 taraf\u0131ndan<\/b>\u00a0kar\u015f\u0131lan\u0131r.<\/p>\n

Ara\u00e7 Pert Oldu\u011funda De\u011fer Kayb\u0131 M\u0131 Al\u0131n\u0131r ?\u00a0<\/strong><\/h4>\n

Kazaya u\u011frayan arac\u0131n onar\u0131m masraflar\u0131 riziko tarihindeki de\u011ferini a\u015farsa veya eksper raporu ile arac\u0131n onar\u0131lamaz hale geldi\u011fi belirlenirse ara\u00e7 tam hasara u\u011fram\u0131\u015f say\u0131l\u0131r. Halk aras\u0131nda buna “pert” denmektedir. Kullan\u0131lamaz hale gelen arac\u0131n trafikten \u00e7ekilmesi sonucu sigorta \u015firketi sigortal\u0131ya \u00f6deme yapacakt\u0131r. \u00d6denecek olan miktar de\u011fer kayb\u0131 olmay\u0131p, arac\u0131n rayi\u00e7 de\u011feri, hasarl\u0131 hali ve di\u011fer durumlar dikkate al\u0131narak hesaplanacak olan miktar \u00f6denecektir.<\/p>\n

Kaza Ge\u00e7mi\u015fimi Nereden \u00d6\u011frenebilirim ?<\/strong><\/h4>\n

SBM Kaza Tespit Tutana\u011f\u0131 Sorgulama ve \u0130tiraz Sayfas\u0131<\/a> <\/span>\u00fczerinden kaza ge\u00e7mi\u015finizi \u00f6\u011frenebilirsiniz.<\/p>\n

Tramer Nedir?<\/strong><\/h4>\n

TRAMER ( Trafik Sigortalar\u0131 Bilgi Merkezi), hasar kay\u0131tlar\u0131n\u0131n sigorta \u015firketleri taraf\u0131ndan elektronik ortamdan transfer edilerek topland\u0131\u011f\u0131 Bilgi Merkezidir. Arac\u0131n\u0131z kaza yapmas\u0131 sonucu sigorta \u015firketi taraf\u0131ndan girilen t\u00fcm bilgiler TRAMER’e aktar\u0131l\u0131r.<\/p>\n

Daha ayr\u0131nt\u0131l\u0131 bilgi ve hukuki destek i\u00e7in bizimle \u0130LET\u0130\u015e\u0130ME<\/a> <\/span>ge\u00e7ebilirsiniz.<\/h3>\n","protected":false},"excerpt":{"rendered":"

Arabama arkadan bir arac\u0131n \u00e7arpmas\u0131 sonucu arka tamponda hasar meydana geldi. Ara\u00e7 de\u011fer kayb\u0131 alabilir miyim?\u00a0 Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131nda teminat d\u0131\u015f\u0131nda kalan durumlar vard\u0131r. Bunlardan biri de mini onar\u0131m ile giderilebilen basit kaporta ve tampon hasarlar\u0131d\u0131r. Bu nedenle ara\u00e7 de\u011fer kayb\u0131 talebinde bulunamazs\u0131n\u0131z. Daha \u00f6nce arac\u0131m\u0131n sol arka kap\u0131s\u0131 hasar ald\u0131 ve kap\u0131y\u0131 yapt\u0131rd\u0131m. […]<\/p>\n","protected":false},"author":2,"featured_media":3198,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-2399","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta"],"yoast_head":"\nAra\u00e7 De\u011fer Kayb\u0131 S\u0131k Sorulan Sorular - Sigorta Avukat\u0131<\/title>\n<meta name=\"description\" content=\"Arac\u0131mla kaza yapt\u0131m ara\u00e7 de\u011fer kayb\u0131n\u0131 nas\u0131l alabilirim? Arac\u0131m pert oldu ne yapmam laz\u0131m? 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